Built specifically for solo ACA/ACCA practices

Stop chasing your clients' clients.

Settle manages invoicing and automated collections for your small business clients, giving you a single, quiet dashboard of everyone's true cashflow position.

No credit card required • Unlimited clients for 30 days

app.settlehq.com

Practice

Practice Overview

Client Roster

Operations

Invoice Templates

Chaser Sequences

Audit Log

Practice Overview

Consolidated cashflow across 14 active clients.

Total Outstanding

£284,510.00

Over 60 Days Late

£42,150.50

Recovered This Week

£18,400.00

Client Business

0-30 Days

31-60 Days

60+ Days

Status

Apex Roofing Ltd

£8,450

£2,100

£3,400

Chaser 3 Sent

Bright Spark Electrical

£12,200

Healthy

Oasis Landscaping

£4,500

£6,800

Chaser 1 Sent

Not "AI-powered". Just relentless.

We don't try to reinvent accounting or predict the future with AI. We built a tool that does exactly what you'd do manually—but does it perfectly, every time, without you lifting a finger.

Client-Branded Invoicing

Send invoices that look like they came directly from your client. Upload their logo, match their brand colors, and set up a custom sender address (e.g. billing@apexroofing.com).

Pay Now

Polite, Persistent Chasers

Set up custom escalation sequences. A gentle nudge at 3 days late, a firm reminder at 14 days, and a final warning at 30 days. All sent automatically on your client's behalf.

Day 14: Overdue Reminder

"Hi Sarah, just a quick note that invoice #1042 for £3,400 is now 14 days overdue..."

Practice-Wide Clarity

Stop logging into 20 different Xero instances to check who needs chasing. Settle pulls the aging receivables from every client into one master ledger just for you.

Total Practice Receivables

£1.24M

-14% in 60+ days debt this month

Sarah Jenkins, FCA

I built this because I couldn't watch another good client go under waiting to be paid.

For fifteen years at Grant Thornton, cashflow was a spreadsheet exercise. But when I left to start my own practice serving small construction firms and creative agencies, cashflow became terrifyingly real.

I watched my best clients—businesses that were profitable on paper—struggle to make payroll because their invoices were sitting at 65 days unpaid. They were too busy doing the work to chase the invoices, and they were too afraid of damaging client relationships to send stern emails.

I tried generic automation tools. They were complicated, expensive, and sent robotic emails that made my clients look bad. I didn't want AI writing my emails. I just wanted a relentless, polite system that worked exactly the way I did.

So I built Settle. It runs quietly in the background, recovering cash for your clients, and making you look like a hero. It respects the accountant's workflow, because an accountant built it.

Fellow of the Institute of Chartered Accountants

Trusted by solo practitioners

No bloated enterprise logos. Just real accountants saving their clients' cashflow.

"Settle has recovered £42,000 in 60-day+ receivables for my clients this month alone. It took me 15 minutes to set up the chaser sequences, and I haven't touched it since. My clients think I'm working magic."

David Rhys, ACA

Founder, Rhys Accounting • 18 Clients

"Finally, a tool that doesn't try to 'disrupt' bookkeeping. It integrates perfectly with Xero and QuickBooks, pulls the data flawlessly, and does the boring, essential work perfectly. It's the highest ROI software in my stack."

Emma Torres, FICB

Independent Bookkeeper • 32 Clients

Works seamlessly with the ledger you already use

Xero quickbooks FreeAgent Sage

One flat price. No surprises.

You advise your clients on predictable cashflow. We thought our pricing should reflect that.

Practice License

Everything you need for a solo practice.

£49 /month

Billed monthly. Cancel anytime.

Up to 50 active clients

Unlimited automated chasers

Client-brandable sender emails

Practice-wide cashflow dashboard

2-way sync with Xero & QBO

Priority email support from the founder

Includes full setup assistance and onboarding call.

Give your clients the gift of cashflow.

Join 400+ solo practitioners who have stopped chasing invoices and started delivering real financial peace of mind.

Let's talk practice management.

Whether you have a question about our Xero integration or want a personal walkthrough of the chaser sequences, we're here to help fellow practitioners.

Direct Support

Email us

hello@settlehq.com

Chat with Sarah

Available Mon-Fri, 9am - 5pm GMT

Headquarters

Settle Software Ltd
71-75 Shelton Street
Covent Garden, London
WC2H 9JQ, UK

Company No. 12345678